@thesis{thesis,
		author={MOKHAMAD ZAINAL ANWAR  M.S.I and Pratiwi  Ari},
		title ={Efektivitas Sistem Layanan Mobile Banking Bank Syariah Indonesia Pada Masa Pandemi},
		year={2022},
		url={http://eprints.iain-surakarta.ac.id/3472/},
		abstract={}
		}