@thesis{thesis, author={DEWI SEPTIANA MUSTIKA and Muharrami Rais Sani}, title ={ANALISIS PENGARUH FINANCIAL TECHNOLOGY, EMONEY DAN DIGITAL BANKING SHARIA TERHADAP RASIO FEE BASED INCOME (Bank Umum Syariah 2017-2022)}, year={2023}, url={http://eprints.iain-surakarta.ac.id/8008/}, abstract={} }