@thesis{thesis,
		author={MU’AFIFAH  LULUK and Sukardi  Budi},
		title ={LITERACY, TRUST, AND RISK AFFECT SHARIA FINTECH
FINANCING INTENTIONS ON UMKM ACTORS IN CENTRAL JAVA},
		year={2024},
		url={http://eprints.iain-surakarta.ac.id/9731/},
		abstract={}
		}