@thesis{thesis,
		author={Setiawan  Hendro},
		title ={Determinan Kesejahteraan Keuangan Pada Karyawan Bank Jatim Dengan Perilaku Keuangan Sebagai Mediasi},
		year={2023},
		url={http://eprints.perbanas.ac.id/11945/},
		abstract={The objectives of this study is to examine the factors that influence the financial well-being of bank employees, which include financial knowledge, financial socialization, internal locus of control, lifestyle and financial stress. In addition, this study will also examine the role of financial behavior as mediation in the financial well-being model. Respondents in this study were permanent employees of Bank Jatim, Indonesia. The sampling technique used was purposive sampling wich tested using structural equation modelling partial least squared (SEM-PLS) . The results of this study succeeded in proving that financial knowledge, financial socialization, and financial stress had a direct effect on financial well-being, while lifestyle had no effect trough financial behavior mediation. The implication of this finding is that to improve the financial well-being of bank employees they should increase their financial knowledge and financial socialization and be more calm in dealing with their financial conditions. Another finding from this study is that financial behavior is able to mediate the influence of internal locus of control on financial well-being. The implication is that to achieve financial well-being, an individual must always maintain an internal locus of control and behave wisely in managing finances.}
		}