@thesis{thesis,
		author={Sausan  Dhea Faradilla Nur},
		title ={Pengaruh Literasi Keuangan Dan Pendidikan Keuangan Di Keluarga Terhadap Pengelolaan Keuangan Mahasiswa Dengan Kecerdasan Spiritual Sebagai Variabel Moderasi},
		year={2024},
		url={http://eprints.perbanas.ac.id/12189/},
		abstract={This research aims to examine the influence of financial literacy and financial education in the family on student financial management with spiritual intelligence as a moderating variable. This research method uses quantitative research methods with primary data obtained from distributing questionnaires online and offline which are measured using a Likert scale ranging from 1-5. The population in this study were students from the Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya with a sampling technique using purposive sampling. The number of samples in this research was 175 students from the Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya. The data analysis technique used is SEM-PLS using the WarpPLS 8 application. The results of the research show that financial literacy influences student financial management, financial education in the family has no influence on student financial management, spiritual intelligence can moderate financial literacy on student financial management and intelligence. spirituality cannot moderate financial education in the family on student financial management.}
		}