@thesis{thesis, author={Azizah Ayu Nur}, title ={PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN MODERNITAS INDIVIDU TERHADAP PERILAKU MENABUNG MAHASISWA DENGAN KONTROL DIRI SEBAGAI VARIABEL MEDIASI}, year={2024}, url={http://eprints3.upgris.ac.id/id/eprint/4264/}, abstract={This study aims to find out and analyze the influence of financial literacy, financial inclusion and individual modernity on driving behavior through self- control as mediation in students of the Faculty of Economics and Business. This research is an associative research with a quantitative approach. The population in this study is students of the Faculty of Economics and Business, University of PGRI Semarang. The sampling technique uses purposive sampling using the slovin formula which totals 314 respondents. The data analysis technique uses Structural Equation Modeling (SEM) through the SmartPLS 3.0 application. Based on the results of the study, it can be concluded that there is a positive and significant influence of financial literacy on saving behavior, there is a positive and significant influence of financial inclusion on saving behavior, there is a positive and significant influence of individual modernity on saving behavior, there is a positive and significant influence of self-control on saving behavior and there is a positive and significant role of self-control as a mediator between financial literacy, financial inclusion and individual modernity towards saving behavior. Keywords : financial literacy, financial inclusion, individual modernity, self- control, saving behavior} }