@thesis{thesis,
		author={Rahman  Tasya},
		title ={The Future of Banking Institutions With The Rise of Financial Technology: A Content Analysis},
		year={2020},
		url={http://repository.bakrie.ac.id/3462/},
		abstract={The purpose of this study is to identify the risks and benefits of fintech and interpreting the predicted future of banks with the rise of fintech by scrutinizing the contents of the Big 4 and consulting firms? annual fintech and banking industry reports and the contents of blog posts from global and Indonesian platforms to better represent the market. The contents drawn from the reports and blog posts are analysed through NVivo 12 software. The results of the study show that content analysis on the reports and blog posts can form a good basis of understanding the competition between banks and fintech. The result identified convenience as the most important benefit to fintech adopters and they viewed operational risk as the most threatening one. Despite the rise of fintech, the final finding of this study reveals that banks will not cease to exist in many years to come. The study also expounds on suggestions that bank will be able to leverage from fintech disruption.  This study, although limited in scope, will be of interest to any academic researchers and industry practitioners who are seeking to better understand the nature of banks and fintech.}
		}