@thesis{thesis,
		author={Utomo  Suryo},
		title ={Determinan Keputusan Pemberian Kredit UMKM Pada Platform Peer To Peer Lending Di Indonesia (Studi Kasus Pada Investree)},
		year={2019},
		url={http://repository.ibs.ac.id/6244/},
		abstract={}
		}