@thesis{thesis,
		author={Ningrum  Sekar Ayu},
		title ={Pengaruh Non Performing Loan (NPL) Terhadap Kinerja Keuangan Bank yang Diukur dari Return On Asset (ROA) dan Return On Equity (ROE) pada PT. Bank Negara Indonesia (Persero) Tbk},
		year={2024},
		url={http://repository.uki.ac.id/17352/},
		abstract={Tujuan utama dari upaya penelitian ini adalah untuk memeriksa bagaimana pengaruh Non Performing Loan (NPL) terhadap metrik kinerja keuangan, khususnya Return On Asset (ROA) dan Return On Equity (ROE) dalam jangka waktu 2014 ? 2023 dengan fokus khusus PT. Bank Negara Indonesia Persero Tbk. Penelitian ini mengadopsi metodologi kuantitatif dengan pendekatan kausalitas inferensial asosiatif. Data dikumpulkan melalui dokumentasi dan sumber informasi dari situs website resmi. Populasi data diambil dari Annual Report PT. Bank Negara Indonesia Persero Tbk menggunakan teknik Purposive sampling periode 2014- 2023. Teknik analisis data mencakup statistik infrensial, pengujian asumsi klasik, regresi linear sederhana, koefisiensi korelasi, perhitungan koefisien determinasi dan uji-t. Temuan penelitian ini menyimpulkan Non Performing Loan memberikan pengaruh negative yang signifikan terhadap Return On Asset dan Return On Equity. Koefisien korelasi menunjukan Non Performing Loan memiliki hubungan yang sangat kuat terhadap Return On Asset (-0,905) dan Return On Equity (-0,838). Pengaruh Non Perfroming Loan terhadap Return On Asset mencapai 81,9% dan terhadap Return On Equity mencapai 70,3%.Kata Kunci: Non Performing Loan (NPL), Kinerja Keuangan, Return On Asset (ROA), Return  On Equity (ROE). / The primary aim of this research undertaking is to examine how Non Perfroming Loan (NPL) affect financial performances metrics, specifically Return On Asset (ROA) and Return On Equity (ROE) during the timeframe 2014-2023 with specific focus on PT. Bank Negara Indonesia Persero Tbk. This examination adopts a quantitative methodology with an associative inferential causality approach. Data is collacted through documentation and information sources from the official website. The data population was taken from the Annual Report of PT. Bank Negara Indonesia Persero Tbk using purposive sampling technique for period 2014-2023. Data analysis techniques encompass inferential statistics, classical assumption testing, simple linear regression, correlation of the coefficients of determination and t-test. The findings reveal that Non Performing Loan exert a significant negative impact on Return On Asset and Return On Equity. The correlation coefficient show that Non performing Loan exhibit a very strong relationship with Return On Asset (-0.905) and Return On Equity (-0.838). The influance on Non Performing Loan On Return On Asset reached 81.9% and Return On Equity reached 70.3%.Keywords: Non Performing Loan (NPL), Financial Performance, Return On Asset (ROA), Return On Equity (ROE).}
		}