@thesis{thesis,
		author={Lydia Catherine Simanullang  .},
		title ={DETERMINAN KINERJA KEUANGAN PADA BANK UMUM di INDONESIA (Bank Umum Buku III yang Tercatat di BEI)},
		year={2020},
		url={http://repository.upnvj.ac.id/8216/},
		abstract={The purpose of this study was to examine the effect of the variable Liquidity with Financial Performance (Loan to Deposit Ratio-LDR), Solvency with Financial Performance (Debt To Equity Ratio - DER), and Operational Efficiency with Financial Performance (Operational Expenses to Operating Income - BOPO) . The data used are secondary data with a sample collection method using purposive sampling. Where the study population used is the banking companies listed on the (Indonesia Stock Exchange - IDX) of the 2015-2018 observation period of 44 banking companies, with the final sample of this study obtained 8 selected companies that became the sample criteria. Data analysis techniques were performed using descriptive statistics and panel data regression analysis, with the help of the application of E-views version 10.0 and Microsoft Excel 2016. The results of the study were partially known that the variables (Liquidity - LDR) affect financial performance and (Solvency - DER) had no effect on (Financial Performance - ROA) while the variables (Operational Efficiency - BOPO)affect Financial Performance. And the independent variables affect the dependent variable by -10.60%.}
		}