Abstract :
ABSTRAK
Penelitian ini bertujuan untuk mengetahui bukti empiris tentang pengaruh Inflasi,
Suku Bunga Kredit Investasi, dan Pertumbuhan Ekonomi Indonesia terhadap Non
Performing Loan di Sektor Perbankan BUMN Indonesia. Data yang digunakan
adalah data hasil observasi atau pengukuran yang telah dicatat untuk suatu
keperluan tertentu, yang diperoleh dari tahun 2005:03 – 2014:12. Alat analisis
yang digunakan adalah regresi berganda metode Ordinary Least Square (OLS).
Hasil penelitian menunjukkan bahwa Inflasi dan Suku Bunga Kredit Investasi
mempunyai pengaruh positif dan signifikan terhadap Non Performing Loan (NPL)
Bank BUMN Indonesia. Hasil penelitian menunjukkan bahwa Pertumbuhan
Ekonomi Indonesia mempunyai pengaruh negatif dan signifikan terhadap Non
Performing Loan (NPL) Bank BUMN Indonesia.
Kata Kunci: Inflasi, Suku Bunga Kredit Investasi, Pertumbuhan Ekonomi
Indonesia, Non Performing Loan, OLS
ABSTRACT
This study aims to find empirical evidence about the influence of Inflation,
Interest Rate Investment Credit, and Economic Growth in Indonesia against nonperforming
loans in the banking sector BUMN Indonesia. The data used is data
from observations or measurements that have been recorded for a particular
purpose, are derived from the 2005: 03-2014: 12. The analysis tool used is
multiple regression Ordinary Least Square method (OLS). The results showed that
Inflation and Interest Rate Investment Loan has a positive and significant impact
on the Non Performing Loan (NPL) Indonesian state-owned bank. The results
showed that the Indonesian Economic Growth has a negative and significant
impact on the Non Performing Loan (NPL) Indonesian state-owned bank.
Keyword: Inflation, Interest Rates Investment, Economic Growth in Indonesia,
the Non Performing Loan, OLS