PELAKSANAAN KREDIT PEMILIKAN RUMAH PADA
PT. BANK TABUNGAN NEGARA KANTOR CABANG PEMBANTU
UNAIR SURABAYA
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Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
PRIHANTONO, ADITYO
Subject
332.12 - BANKS & BANKING
Datestamp
2017-05-09 04:54:45
Abstract :
Credit is the provision of funds or equivalent claims based on a decision on the borrowing and lending between banks by another party requiring the borrowing party to repay the debt after a certain period of time with interest. Credit is a belief, credit facilities should be based on a belief, that the facilities provided are used for the purpose in accordance with the petition debtor. The implementation of loans granted by the Bank means a lot to the community. Credit as one of the Bank's business activities in order to provide enormous benefits to people's lives, so it is not surprising that as people tend to use credit to meet their needs. Loans have many many kinds, one of which is that the mortgage consumer credit (mortgage). Relatively high house prices become the main factor driving consumer demand in the housing loan. Supported by a credit period of relatively long Bank will create a demand for housing loans is increasing. Granting mortgages is the provision of home ownership arising from the interaction between the two parties lender (bank) of the credit recipient who is a business activity that has economic value and payments are made in installments, and returned to a specific period with a plus predetermined interest by the Bank itself From a wide range of credit offered in Bank BTN above the researchers chose one of the types of consumer credit products, namely KPR BTN Platinum. Relatively high home prices are a major factor driving the demand of society in granting housing loans. Supported by a credit period of relatively long Bank will create a demand for housing loans is increasing
Credit is the provision of funds or equivalent claims based on a decision on the borrowing and lending between banks by another party requiring the borrowing party to repay the debt after a certain period of time with interest. Credit is a belief, credit facilities should be based on a belief, that the facilities provided are used for the purpose in accordance with the petition debtor. The implementation of loans granted by the Bank means a lot to the community. Credit as one of the Bank's business activities in order to provide enormous benefits to people's lives, so it is not surprising that as people tend to use credit to meet their needs. Loans have many many kinds, one of which is that the mortgage consumer credit (mortgage). Relatively high house prices become the main factor driving consumer demand in the housing loan. Supported by a credit period of relatively long Bank will create a demand for housing loans is increasing. Granting mortgages is the provision of home ownership arising from the interaction between the two parties lender (bank) of the credit recipient who is a business activity that has economic value and payments are made in installments, and returned to a specific period with a plus predetermined interest by the Bank itself From a wide range of credit offered in Bank BTN above the researchers chose one of the types of consumer credit products, namely KPR BTN Platinum. Relatively high home prices are a major factor driving the demand of society in granting housing loans. Supported by a credit period of relatively long Bank will create a demand for housing loans is increasing
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