Pengaruh Literasi Keuangan, Pengelolaan Keuangan, Pemanfaatan E-Commerce, Dan Akses Permodalan Terhadap Kinerja Keuangan UMKM Binaan Balai Desa Giri
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Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
Rochmah, Nur
Subject
657.042 - FINANCIAL ACCOUNTING
Datestamp
2023-12-11 03:20:44
Abstract :
This study aims to determine the effect of financial literacy, financial management, use of e-commerce and access to capital on the financial performance of MSMEs assisted by Balai Desa Giri. The population in this study were Giri SMEs registered at the Giri Village Hall Development. The sample in this study were 117 UKM assisted by the Giri Village Hall. The data collection carried out in this study was by distributing questionnaires through gforms and questionnaires to respondents. The test equipment carried out in this study used SmartPLS4.0. The results of this study indicate that literacy has no effect on financial performance, financial management has a positive and significant effect on financial performance, the use of e-commerce has no effect on financial performance, and access to capital has a negative and significant effect. on financial performance. Keywords: Financial Literacy, Financial Management, E-Commerce utilization, Access to Capital, Financial Performance
This study aims to determine the effect of financial literacy, financial management, use of e-commerce and access to capital on the financial performance of MSMEs assisted by Balai Desa Giri. The population in this study were Giri SMEs registered at the Giri Village Hall Development. The sample in this study were 117 UKM assisted by the Giri Village Hall. The data collection carried out in this study was by distributing questionnaires through gforms and questionnaires to respondents. The test equipment carried out in this study used SmartPLS4.0. The results of this study indicate that literacy has no effect on financial performance, financial management has a positive and significant effect on financial performance, the use of e-commerce has no effect on financial performance, and access to capital has a negative and significant effect. on financial performance. Keywords: Financial Literacy, Financial Management, E-Commerce utilization, Access to Capital, Financial Performance
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