Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
Wardhany, Nencyania Jihan
Subject
658 - GENERAL MANAGEMENT
Datestamp
2024-01-08 08:30:38
Abstract :
Banks are financial institutions that collect money from the public in the form of savings
and distribute it to the public in the form of credit and other forms to increase people's
costs of living. The forms of savings chosen by the public are current accounts, savings
and deposits and banks channel these savings in the form of loans. This research aims to
determine the factors that influence liquidity, asset quality, sensitivity and efficiency on
profitability in national private commercial banks (busn) for foreign exchange. The
population in this research is national private commercial banks with foreign exchange
from the first quarter of 2017 to the second quarter of 2022. The research technique used
in this research is purposive sampling. The data analysis method used in this research is
multiple regression analysis techniques and descriptive statistical analysis. Based on the
analysis results, it shows that LDR, IPR, NPL, APB, IRR, PDN, BOPO and FBIR have an
effect on ROA.