Abstract :
This research aims to analyze whether the LDR, APB, NPL, BOPO,
FBIR, FACR, PR, IPR and IRR have partially significant influence to ROA on
Go Public National Private General Banks. The sample of this research are five
banks, namely : PT. Bank Harda International, PT. Bank Jasa Jakarta, PT. Bank
Kesejahteraan Ekonomi, PT. Bank Pundi Indonesia, PT. Bank Tabungan
Pensiunan Nasional, and collecting data method in this research is secondary data
which is taken from financial report of Go Public National Private General Banks
started from the first quarter period of 2009 until the fourth quarter period of
2011. The technique of data analyzing in this research is descriptive analyze and
using multiple linear regression analyze.
The result of research shows that LDR, IPR, PR have partially
positive significant influence to ROA on National Commercial Private Non-Bank
Foreign Exchange, that APB and FACR have negative significant to ROA on
National Commercial Private Non-Bank Foreign Exchange . FBIR partially have
positif unsignificant influence to ROA on National Commercial Private Non-Bank
Foreign Exchange. BOPO, and NPL partially have negatif unsignificant influence
to ROA on National Commercial Private Non-Bank Foreign Exchange.
Key words : Liquidity Ratio, Asset Quality Ratio, Solvability Ratio, Eficiency
Ratio and Sensitivity Ratio