Abstract :
The sample of this research are three banks, namely : PT. BPD Jatim,PT. BPD Jateng and BPD DKI. Datais secondary data and collecting data method in this research is collecting data from financial report ofRegional Banks in Java started from the first quarter period of 2008 until the second quarter period of 2012. The technique of data analyzing in this research is descriptive analyze and using multiple linear regression analyze.The result of research shows thatLDR, IPR, APB, NPL, PPAP, IRR and PDN have significant influence simultaneously to BOPO on Regional Banks in Java. LDR and IPR partiallyhave positive unsignificant influence to BOPO on Regional Banks in Java. APB, PPAP and PDN partially have negativeun significant influence to BOPO on Regional Banks in Java. NPL partially have negative significant influence to BOPO on Regional Banks in Java.On the other hand, IRRpartially have negative significant influence to BOPO on Regional Banks in Java.
Key words : LDR, IPR, APB, NPL, PPAP, IRR, PDN and BOPO