Pengaruh Literasi Keuangan, Inklusi Keuangan, Dan Gaya Hidup Terhadap Keputusan Investasi Masyarakat Di Surabaya
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Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
Dewi, Hanifah Safira
Subject
658.15 - FINANCIAL MANAGEMENT
Datestamp
2024-07-02 02:46:09
Abstract :
Purpose this research aims to analyze the influence of financial literacy, financial inclusion, and lifestyle on investment decisions among the residents of Surabaya City. Methodology The research methodology employs a quantitative approach and gathers data in numbers and statistics. Using predefined sampling criteria, the research sample consists of 150 respondents from the Surabaya City community. Sampling is conducted using a purposive sampling technique. The analytical technique employed in this research is the Partial Least Square-Structural Equation Model (PLS- SEM). Findings The research findings indicate that financial inclusion has a significant positive influence on investment decisions, while lifestyle has a significant negative influence on investment decisions. Suggestion However, financial literacy does not have a significant influence on investment decisions. Suggestions for future researchers include exploring variables or factors that have an impact on investment decisions and considering financial inclusion and lifestyle as factors influencing investment decisions. Keywords: Financial Inclusion, Financial literacy, Investment decision, Lifestyle
Purpose this research aims to analyze the influence of financial literacy, financial inclusion, and lifestyle on investment decisions among the residents of Surabaya City. Methodology The research methodology employs a quantitative approach and gathers data in numbers and statistics. Using predefined sampling criteria, the research sample consists of 150 respondents from the Surabaya City community. Sampling is conducted using a purposive sampling technique. The analytical technique employed in this research is the Partial Least Square-Structural Equation Model (PLS- SEM). Findings The research findings indicate that financial inclusion has a significant positive influence on investment decisions, while lifestyle has a significant negative influence on investment decisions. Suggestion However, financial literacy does not have a significant influence on investment decisions. Suggestions for future researchers include exploring variables or factors that have an impact on investment decisions and considering financial inclusion and lifestyle as factors influencing investment decisions. Keywords: Financial Inclusion, Financial literacy, Investment decision, Lifestyle
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