Abstract :
This research aims to obtain empirical evidence on the influence of economic turbulence,
financing, liquidity, bank size and financing risk on Islamic bank deposits. The data collection
method in this research is a documentary method by collecting information about the
research object. In this research, data was obtained from statistical reports published on the
internet via the official website of the Financial Services Authority (ojk.go.id) and was
selected as the research sample. GDP data is obtained from the Central Statistics Agency.
Data for the independent variable has a lag of one quarter (t-1) from the data for the
dependent variable (savings funds). The test results show that Economic Turbulence has a
significant negative effect on sharia bank deposits, Financing has a significant positive effect
on sharia bank deposits, Liquidity has a significant positive effect on sharia bank deposits,
Bank Size has an insignificant negative effect on sharia bank deposits, Financing Risk has an
insignificant positive effect on Islamic bank deposits. Suggestions for further research are the
need to examine other variables that influence savings, including equity, ROA, capitalization
and profitability.