Abstract :
The purpose of this research is used to determine the influence of collectively variabels non LDR, IPR, APB, NPL, IRR, BOPO, ROA and ROE ratios of capital adequacy (CAR) at the regional development banks in Java. Data and data
collection methods used in this research is secondary data obtained Bank financial reports regional development in Java. The report examined the financial report first quarter of 2009 to the second quarter of 2012. The results show that there is a significant influence of non LDR, IPR variabels, APB, NPL, IRR, BOPO, ROA and ROE in conjunction with the regional development banks in Java. The conclusions of this research are the LDR, IPR, APB, NPL, IRR, BOPO, ROA and ROE and simultaneously have a significant impact on the CAR. LDR portion,IPR has significant effects, while the APB, NPL, IRR, BOPO, ROA and ROE have insignificant influence. Variables that have a dominant influence on the CAR's LDR.
Keywords: Liquidity, Asset Quality, Sensitivity to Market, Efficiency and Profitability.