Abstract :
Bank is a financial institution whose activities in finance, conduct
meetings, and the distribution of benefits to the community, particularly to finance
the company's investment. In Indonesia, private banks and state-owned banks. In
this era of globalization, the bank created a system of e - banking, e - banking
which is a form of service provided by the bank to provide customers ease in
conducting transactions anytime through online. But with e-banking is still
perceived by the customer complaints, such as security problems. Besides the use
of e-banking also can not be used by all customers with certain constraints. So the
purpose of this study was to determine the effect of the true service quality,
customer satisfaction and loyalty towards e - banking users in Surabaya.
This research method using questionnaire data. This research was
conducted disurabaya, while the analysis tools used using SEM AMOS 18 with the
number of respondents 115. From the results of this study produced several
findings generated include: (H1) the quality of services is not significant positive
effect on satisfaction, (H2) quality of service is a significant positive effect on
customer loyalty and (H3) customer satisfaction is not a significant positive effect
on customer loyalty . While the advice given to the Bank, to the Bank is expected
to pay more attention and provide comfort and pleasure of the quality of e users' -
banking who want to conduct banking transactions in order to meet customer
expectations and increasing customer satisfaction to recommend to others to use
your e - banking as a form of loyalty.
Keyword : Services Quality, Customer Satisfaction, Customer Loyalty, E -
Banking