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PENGARUH RISIKO USAHA TERHADAP CAR PADA BANK-BANK SWASTA NASIONAL GO PUBLIC
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Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
PRATAMA, DENDY JULIUS
Subject
332.12 - BANKS & BANKING 
Datestamp
2017-05-23 01:17:56 
Abstract :
This research aims to analyze whether LDR, IPR, NPL, IRR, PDN, FBIR, and BOPO simultaneously and partially have influence significant toward CAR on National private Banks Go Public. Samples in research are PAN Indonesia Bank, Danamon Indonesia Bank, CIMB Niaga Bank, dan Central Asia Bank. Data and data collecting method in this reserch uses secondary data. The data are taken from published financial report of National private Banks Go Public begun from first quarter at year 2008 until second quarter at year 2012. The technique of data analysis uses multiple regression analysis. The result of the research showed that LDR,IPR, NPL, IRR, PDN, FBIR, and BOPO simultaneously have influence significant toward CAR on National private Banks Go Public. It can be concluded that the liquidity risk, credit risk, market risk, and operational risk simultaneously have influence significant toward CAR on the National private Banks Go Public begun from first quarter of year 2008 until 2012, second quarter at year 2012. LDR and IPR partially have influence positive significant toward CAR on BUSN Go Public. IRR partially have influence significant toward CAR on BUSN Go Public. And the other hand, NPL, FBIR and BOPO partially have influence positive unsignificant toward CAR on BUSN Go Public. PDN partially have influence unsignificant toward CAR on BUSN Go Public. And of the seven variable most dominant variable was the IPR. It can be concluded that the risk of liquidity of most dominant influence on bank research samples compared to other risks. Key word : Business Risk and Capital Adequacy Ratio 
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Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya