Abstract :
The title of this research is the business risk of the return on assets(ROA) in the international commercial bank. In conducting its operations, the bank has one goal is profit. To measure the ability of banks to profit by using the ratio of return on assets (ROA).The criteria used in this study isthe International Commercial Bank with total assets in excessof Rp. 7 trillion Rp. 26 trillion of December 2012. Based on these criteria, was selected for the sample population this study there are 4 (four) regional development bank such as the Bank Economic Raharja, Bank Himpunan Saudara, Bank ICBC Indonesia, and Bank Mestika Dharma. LDR, NPL, APB, IRR, PDN, FACR, FBIR and BOPO together have a significant impact on the Bank's ROA. Among the seven independent variables, namely LDR, NPL, IRR, APB, PDN, FACR, FBIR and ROA have the most dominant is the ROA as having partial determination coefficient higher than other independent variables partial.
Keyword : Bussiness Risk, Return On Asset (ROA)