Abstract :
This research aims to analyze whether the variables LDR, IPR, NPL,
APB, IRR, BOPO, FBIR, PR, and FACR simultaneously and partial have
influencesignificant toward ROA onRegional Development Banks in Java.
Samples in researchare BPD DKI, BPD Jabar Banten, BPD Jateng, BPD
Yogyakarta, and BPD Jatim. The data usessecondary data and data collection
methods are dokumentasi.The data are taken from published financial report
ofRegional Development Banks in Javafrom first quarter at year 2009 until fourth
quarter at year 2012. The technique of data analysis uses multiple linear
regression analysis.
The results of the research showed that LDR, IPR, NPL, APB, IRR,
BOPO, FBIR, PR, and FACR simultaneously have influence significant
ROAonRegional Development Banks in Java. LDR and IPR partially
haveinfluence positive significant toward ROAon Regional Development Banks
in Java. NPL, IRR and PR partially haveinfluence negative unsignificant toward
ROAon Regional Development Banks in Java. APB and FBIR partially have
influence positiveunsignificant toward ROAon Regional Development Banks in
Java. ROA BOPO and FACR partially have influence negative significant
towardROA on Regional Development Banks in Java. The most dominant
variable is BOPO.
Key word :LDR, IPR, NPL, APB, IRR, BOPO, FBIR, PR, FACR, ROA,
Regional Development Banks