Abstract :
This study aims to determine how the effect of murabahah financing, financing to deposit ratio and non performing financing in profitability Islamic Banks in Indonesia. Profitability used in this study is the return on asset. The statistical method used is multiple linear regressions. The population in this study using sharia banks in Indonesia who routinely publish quarterly financial report as the research object. Based on the research object acquired 4 companies sampled Islamic Banks. Result of this study indicates that the financing murabahah and financing to deposit ratio hasn?t significant effect, while non performing financing have significant.
Keywords: financing murabahah, financing to deposit ratio, non performing financing, profitability.