Abstract :
This research have title ? The Influence of Liquidity, Asset Quality,
Sensitivity, Efficiency, Profitability Toward Capital Adequacy Ratio (CAR) In
Devisa National Private Banks On Indonesia?.
This research aims to analyze whether the LDR, NPL, APB, IRR,
PDN, BOPO, FBIR, ROA and NIM have significant influence simultaneously to
CAR In Devisa National Private Banks On Indonesia. The sample of this research
are five banks, namely : Bank Of India Indonesia, Bank Index Selindo, Bank
Agroniaga, and Bank Maspion. Data and collecting data method in this research is
secondary data which is taken from financial report of Devisa National Private
Banks On Indonesia started from the first quarter of 2007 until the year quarter III
2012. The technique of data analyzing in this research is descriptive analyze and
using double linear regression analyze.
Based on calculations and result from using SPSS 11.5 for windows,
state that LDR, NPL, APB, IRR, PDN, BOPO, FBIR, ROA and NIM have
significant influence simultaneously to CAR In Devisa National Private Banks On
Indonesia. IRR, and ROA have positif significant influence partially to CAR In
Devisa National Private Banks On Indonesia. LDR, PDN, BOPO, FBIR and NIM
have negatif unsignificant influence partially to CAR In Devisa National Private
Banks On Indonesia. NPL and APB have positif unsignificant influence partially
to CAR In Devisa National Private Banks On Indonesia.
Keyword : Ratio Liquidity, Asset Quality, Ratio Efficiency, Profitability and
Sensitivity