Abstract :
This study aim to analyze whether the LDR, IPR, NPL, APB, IRR, BOPO dan FBIR have a significant effect on ROA simultaneously and partially to the Regional Development Bank. The samples are three bank, namely: BPD KalSel, BPD NTT, BPD Sulut.
Collection methods in this research is collection data from publication financial report of regional bank in Otoritas Jasa Keuangan website starts from the first quarter of 2011 to five quarter of 2015. Data analysis techniques in this research in descriptive analysis and use of multiple linier regression analyzes.
The result showed that LAR, IPR, NPL, IRR, dan FBIR partially the positive effects that does not have a significant impact on the ROA Regional Development Bank. APB dan BOPO partially the negative effects that does not have a significant impact on the ROA Regional Development Bank.
Key words: Regional Development Bank, Liquidity Ratio, Asset Quality Ratio,
Sensitivity And Effeciency Ratio.