Abstract :
Bank is one of a financial institution that has the activity of collecting fund from public in the form of saving and spend that to the people in the form of credit and or other forms. The purpose of the banking business and that is to get an advantage. The level of ability of the bank to benefit one of them measured by Return on Assets (ROA) expected to achieve, the bank sued for because each bank's business activities involving the use of keuantungan-oriented or asset has always been exposed to various risks that must be faced. The risks include credit risk, which can be measured by the ratio of NPL, risk capital can be measured by the ratio of the CAR, and the liquidity risk can be measured by the ratio of LDR.
Keyword (s): Non Performing Loan, Capital Adequacy Ratio, Loan to Deposit Ratio, Return on Asset