Abstract :
This research study to determine the effect of the ratio of Financing Deposit Ratio and
Capital Adequacy Ratio of profitability (ROA) in the Islamic Bank in Bank Indonesia registered
2009-2012. The sample used annual reports of Islamic banks taken from the bank's website in
question.of the relevant bank website. The data analysis technique used is saturated sampling or
census which uses the entire sample of registered Bank in Bank Indonesia, which consists of 11
banks. This sampling technique in which all members of the population used as a sample. Test
equipment used multiple linear regression analysis of the descriptive statistics, the data
Normality Test, F Test and Test T. The results of multiple linear regression analysis F test
variables show that for Financing Deposit Ratio and Capital Adequacy Ratio simultaneously
have significant effect on profitability (ROA). The results of the T test showed that only
Financing deposit ratio have significant effect on profitability, while the Capital Adequacy Ratio
has no significant effect on profitability.
Keywords : Financing Deposit Ratio, Capital Adequacy Ratio, Return On Asset