Abstract :
This research aims to analyze whether LDR, IPR, LAR, APB, NPL, IRR, PDN, BOPO, FBIR and FACR simultaneously and partially haveinfluence significant toward ROA on Go Public Private National Banks. Samples in research are ICB Bumiputera Bank, Himpunan Saudara1906 Bank and QNB Kesawan Bank. Data and data collecting method in this research uses secondary data. The data are taken from published financial report of Go Public Private National Banks begun from first quarter at year 2010 until second quarter at year 2013. The technique of data analysis uses multiple
regression analysis.
The result of the research showed that LDR, IPR, LAR, APB, NPL, IRR, PDN, BOPO, FBIR and FACR simultaneously have influence significant toward ROA on Go Public Private National Banks. FBIR partially have influence positive significant toward ROA on Go Public Private National Banks. BOPO partially have influence negative significant toward ROA on Go Public Private National Banks. And the other hand, LDR, IPR , LAR and FACR partially have influence positive unsignificant toward ROA on Go Public Private National Banks. APB and NPL partially have influence negative unsignificant toward ROA on Go Public Private National Banks. IRR and PDN partially have influence unsignificant toward ROA on Go Public Private National Banks. And among the ten variable most dominant variable was the BOPO and IRR.
Key word : Return on Asset, Go Public Private National Banks LDR, IPR,
APB, NPL, PPAP, IRR, PDN, BOPO, FBIR and FACR