Abstract :
Sriyanti. 2023. The Effect Of Debt To Equity Ratio (Der) , Capital Adequacy Ratio (Car)And
Loan To Deposit Ratio (Ldr) On Profitability in Banking Campanies Listed On The IDX.
Accounting Associate Degree Study Program. Politeknik Harapan Bersama.
Advisor: Bahri Kamal; Co-Advisor: Dewi Kartika.
This study aims to determine the effect of Debt To Equity Ratio (DER),
Capital Adequacy Ratio (CAR) and Loan To Deposit Ratio (LDR) on profitability
in Banking Campanies Listed On The IDX. The data in this study uses secondary
data obtained from related websites. The data analysis used descriptive statistical
analysis, classical assumption test, multiple liner regression analysis and
hypothesis testing. Based on the results of data analysis that has been carried out
using the T statistical test, it is concluded that individually DER is not significant
to profitability. CAR is significant to profitability. LDR is not significant to
profitability. In conclusion, DER, CAR, and LDR together are significant to
profitability.
Keywords: profitability, debt to equity ratio, capital adequacy ratio, loan to deposit ratio