ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KUALITAS LABA PERUSAHAAN PERBANKAN UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2008-2010
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Institusion
Universitas Pembangunan Nasional Veteran Jawa Timur
Author
OKY , MARLINA SONG
Subject
HG4001 Finance management. Business Finance. Corporation finance
Datestamp
2012-08-07 03:55:19
Abstract :
Starting from the crisis in 1997 there are some banks that have liquidity problems that must be closed by Bank Indonesia as banking authorities. Indonesia is now banks are faced again with the global financial crisis. Although it can be said in general the condition of the national banking system is currently in good condition and stable, but the fact remains that there is a bank's performance is judged worthy by Bank Indonesia.As an economic entity, the bank provides financial reports to show information and overall financial condition of banks that are presented to the parties concerned. In the world of banking ratios are usually analyzed are the ratios that are included in the aspect of capital, asset quality aspect, the aspect of profitability, liquidity, and operational efficiency. Analysis of these five aspects are expected to give a performance of banks that may be an indicator for investors and customers in assessing the future prospects of the bank. The population in this study is the banking company in Indonesia Stock Exchange from 2008 - 2010 by 28 companies and sampling using a purposive sampling so that the number of samples used by 15 companies that meet the criteria. Analysis technique used is multiple linear regression. The results showed that there is simultaneously a significant effect between Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Return on Assets (ROA), Operating Expenses of Operating Income (BOPO), and the Loan to Deposit Ratio (LDR) to the quality of earnings (the earnings growth in 2008-2010) the banking company in Indonesia Stock Exchange. Variables only partially Capital Adequacy Ratio (CAR) which has positive and significant impact on the quality of earnings (the earnings growth in 2008-2010).
Starting from the crisis in 1997 there are some banks that have liquidity problems that must be closed by Bank Indonesia as banking authorities. Indonesia is now banks are faced again with the global financial crisis. Although it can be said in general the condition of the national banking system is currently in good condition and stable, but the fact remains that there is a bank's performance is judged worthy by Bank Indonesia.As an economic entity, the bank provides financial reports to show information and overall financial condition of banks that are presented to the parties concerned. In the world of banking ratios are usually analyzed are the ratios that are included in the aspect of capital, asset quality aspect, the aspect of profitability, liquidity, and operational efficiency. Analysis of these five aspects are expected to give a performance of banks that may be an indicator for investors and customers in assessing the future prospects of the bank. The population in this study is the banking company in Indonesia Stock Exchange from 2008 - 2010 by 28 companies and sampling using a purposive sampling so that the number of samples used by 15 companies that meet the criteria. Analysis technique used is multiple linear regression. The results showed that there is simultaneously a significant effect between Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Return on Assets (ROA), Operating Expenses of Operating Income (BOPO), and the Loan to Deposit Ratio (LDR) to the quality of earnings (the earnings growth in 2008-2010) the banking company in Indonesia Stock Exchange. Variables only partially Capital Adequacy Ratio (CAR) which has positive and significant impact on the quality of earnings (the earnings growth in 2008-2010).
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