BEBERAPA FAKTOR YANG MEMPENGARUHI KEPUTUSAN
PEMBERIAN KREDIT INVESTASI DI BANK RAKYAT INDONESIA
CABANG MAGETAN
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Institusion
Universitas Pembangunan Nasional Veteran Jawa Timur
Author
Deny , Tri Susanto
Subject
HF5410 Marketing. Distribution of products
Datestamp
2014-04-15 03:25:02
Abstract :
?BEBERAPA FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBERIAN KREDIT INVESTASI DI BANK RAKYAT INDONESIA CABANG MAGETAN? Deny Tri Susanto Universitas Pembangunan Nasional?Veteran? Jawa Timur ABSTRACT To realize a just and prosperous society, the development of which is based on family need to be constantly maintained. Development of a country requires a large amount of investment funds that are not only from within but also from outside of government savings and public savings of foreign exchange earnings. A Bank is a financial institution whose role is to provide credit and services in payment traffic circulation and easy. Banks can influence economic development reciprocation. One of the Indonesian state banks are Bank Rakyat Indonesia (BRI), which provides loans for entrepreneurs to develop their business in the form of loans.The research variables are operating income (X1), collateral (X2) and the decision of the amount of investment lending (Y). The population used for credit is the type of investment loans received by the BRI branch Magetan during the years 2009-2011.The number of samples is 36 debtor with a simple sampling techniques using simple random sampling. Mechanical processing of the data obtained in this study using multiple linear regression. Based on the results of multiple linear regression analysis, the study concludes that the hypothesis was partially verified, because the variables shown to affect the profit- making investment while the number of credit insurance variables unproven effect on the amount of credit investment decisions. Keyword:operating income,collateral
?BEBERAPA FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBERIAN KREDIT INVESTASI DI BANK RAKYAT INDONESIA CABANG MAGETAN? Deny Tri Susanto Universitas Pembangunan Nasional?Veteran? Jawa Timur ABSTRACT To realize a just and prosperous society, the development of which is based on family need to be constantly maintained. Development of a country requires a large amount of investment funds that are not only from within but also from outside of government savings and public savings of foreign exchange earnings. A Bank is a financial institution whose role is to provide credit and services in payment traffic circulation and easy. Banks can influence economic development reciprocation. One of the Indonesian state banks are Bank Rakyat Indonesia (BRI), which provides loans for entrepreneurs to develop their business in the form of loans.The research variables are operating income (X1), collateral (X2) and the decision of the amount of investment lending (Y). The population used for credit is the type of investment loans received by the BRI branch Magetan during the years 2009-2011.The number of samples is 36 debtor with a simple sampling techniques using simple random sampling. Mechanical processing of the data obtained in this study using multiple linear regression. Based on the results of multiple linear regression analysis, the study concludes that the hypothesis was partially verified, because the variables shown to affect the profit- making investment while the number of credit insurance variables unproven effect on the amount of credit investment decisions. Keyword:operating income,collateral
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