Abstract :
Penelitian ini bertujuan untuk menganalisis pengaruh variabel independen
Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional
(BOPO), Loan to Deposit Ratio (LDR) dan Ukuran Perusahaan (Size) terhadap
variabel dependent Non Perfoarming Loan (NPL) dan Return Saham. Populasi
dalam penelitian ini adalah semua Bank Konvensional di Indonesia yang terdaftar
di Brusa Efek Indonesa (BEI) periode 2017-2019. Data yang digunakan adalah data
publikasi yang diterbitkan oleh Bank Indonesia. Jumlah sampel sebanyak 18 Bank
go publik dengan melewati tahap purposive sample. Data dianalisis dengan metode
analisis regeresi berganda dan Uji Asumsi Klasik mengunakan SPSS 25.0. Hasil uji
parsial (Uji t) menunjukkan bahwa variabel BOPO dan SIZE berpengaruh positif
signifikan terhadap NPL, CAR berpengaruh positif dan tidak signifikan terhadap
NPL, dan LDR berpengaruh negative dan tidak signifikan terhadap NPL.
Sedangkan dari hasil uji parsial (Uji t) variabel CAR, BOPO, SIZE, dan NPL
berpengaruh negative dan tidak signifikan terhadap Return Saham dan LDR
berpengaruh negative dan signifikan terhadap Return Saham.
This study aims to analyzi thes influence of the independent variable Capital
Adequaty Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Loan
to Deposite Ratio (LDR) and Firm Size to the dependent variables Non Performing
Loan (NPL) and stock return. The population in this study are all conventional
Banks in Indonesia that are listed one the Indonesia Stock Exchange for the 2017-
2019 periode. This research using data from publish financial reports Banking
Firms that published from Indonesia Banking. The number of samples was 18 go
public banks by passing the purposive sample stage. The data were analyzed by
using multiple reggression analysis metod and classical assumption test using SPSS
25.0. The resultes of the partial test (t test) show that the variable BOPO and SIZE
have a significant positive effect on NPL, CAR has a positive and insignificant
effect on the NPL, and LDR has a negative and insignificant effect on NPL.
Meanwhile, from the results of the partial test (t test) the variable CAR, BOPO,
LDR, SIZE, and NPL have a negative and inisignificant effect on Stock Returns
and LDR have a significant negative effect on Stock Returns.