PENGARUH RASIO LIKUIDITAS, KECUKUPAN MODAL DAN EFISIENSI OPERASIONAL TERHADAP KINERJA KEUANGAN BANK SUATU STUDI KOMPARATIF PADA BANK UMUM NASIONAL DAN BANK ASING
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Institusion
STIE Indonesia Banking School
Author
SARIWENING, KARDINA
Subject
HF5601 Accounting
Datestamp
2022-12-08 11:28:27
Abstract :
This study aimes to examine the factors that affect the performance of banks listed in Indonesia Stock Exhange. This research is perfume an order to test the influence of the variable Capital Adequancy Ratio (CAR), Loan to Deposit Ratio (LDR), and Beban Operasional Pendapatan Operasional (BOPO) partially on bank performance, which was measured by Return On Asset (ROA). This research is using purposive sampling technique, involving 30 public listed Commercial Banks in Indonesia and 10 Foreign Banks that operate in Indonesia as samples in the observation period 2011?2015. The data was analysed with multiple regression method and the data type used is secondary data obtained from publication of the financial statements at banking companies in www.idx.co.id, www.ojk.go.id, and www.bi.go.id. this research was divided the observation into three groups of data in which first data group are Commercial Banks and Foreign Banks, the second group is Commercial Banks and the third group is Foreign Banks. The result of this research showed that CAR has positive and significant effect on ROA in the first and second groups of data, LDR only has positive and significant effect on ROA in the third groups of data, and BOPO has negatively and significant effect on the third data of groups.
This study aimes to examine the factors that affect the performance of banks listed in Indonesia Stock Exhange. This research is perfume an order to test the influence of the variable Capital Adequancy Ratio (CAR), Loan to Deposit Ratio (LDR), and Beban Operasional Pendapatan Operasional (BOPO) partially on bank performance, which was measured by Return On Asset (ROA). This research is using purposive sampling technique, involving 30 public listed Commercial Banks in Indonesia and 10 Foreign Banks that operate in Indonesia as samples in the observation period 2011?2015. The data was analysed with multiple regression method and the data type used is secondary data obtained from publication of the financial statements at banking companies in www.idx.co.id, www.ojk.go.id, and www.bi.go.id. this research was divided the observation into three groups of data in which first data group are Commercial Banks and Foreign Banks, the second group is Commercial Banks and the third group is Foreign Banks. The result of this research showed that CAR has positive and significant effect on ROA in the first and second groups of data, LDR only has positive and significant effect on ROA in the third groups of data, and BOPO has negatively and significant effect on the third data of groups.
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