Institusion
STIE Indonesia Banking School
Author
Da Cunha, Marcelino Samador
Subject
HF5601 Accounting
Datestamp
2024-06-14 07:47:02
Abstract :
The purpose of this research is to define the infulence of Non Performing Loan and Capital Adequacy Ratio on credit growth in banking industry which is owned by government of province. The population used in this study were all commercial banks that listed on the Bank of Indonesia during year 2009-2013. This research?s samples are using a purposive sampling method and find 26 Regional Development Bank that fit the criteria.
This research has been analyzed with E-Views 7.1program, and during the significance test it indicated that fixed effect is the most appropriate method. The results of this research showed that only NPL has negative significant effect partially on Regional Development Bank. On the other hand, CAR were not significantly and negative affecting credit growth ofRegional Development Bank
Keywords: NPL,CAR, Credit Growth, Regional Development Bank.