Analisis Realisasi Anggaran Untuk Produk Pembiayaan Pada PT Bank Riau Kepri Syariah
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Institusion
STIE Indonesia Banking School
Author
Nurjannah, Putri
Subject
HF5601 Accounting
Datestamp
2024-07-18 00:57:19
Abstract :
This study aims to determine the realization of the budget?s optimalization for financing products at PT Bank Riau Kepri Syariah. This research was conducted with descriptive method and analyze the operations of PT Bank Syariah Riau Riau during 4 periods (Financing Distribution in December 2010 to 2013). This analysis was conducted to obtain an overview of the bank's activities related to the realization of budget financing products in the distribution of funding from December 2010 until December 2013, results of this study showed an increase in the budget, especially the realization of the priority products such as sale and purchase financing (debt) with murabahah which is one of its budgetary allocation product because of high customer interest. However, realization of the budget for the contract Musharaka financing products, Mudaraba, Salam, Istishna, Qard and Ijarah yet realized optimally. This is due to the factor of interest from customers and the bank financing risk. Keywords: Budget Realization, Product Financing, Islamic Banking
This study aims to determine the realization of the budget?s optimalization for financing products at PT Bank Riau Kepri Syariah. This research was conducted with descriptive method and analyze the operations of PT Bank Syariah Riau Riau during 4 periods (Financing Distribution in December 2010 to 2013). This analysis was conducted to obtain an overview of the bank's activities related to the realization of budget financing products in the distribution of funding from December 2010 until December 2013, results of this study showed an increase in the budget, especially the realization of the priority products such as sale and purchase financing (debt) with murabahah which is one of its budgetary allocation product because of high customer interest. However, realization of the budget for the contract Musharaka financing products, Mudaraba, Salam, Istishna, Qard and Ijarah yet realized optimally. This is due to the factor of interest from customers and the bank financing risk. Keywords: Budget Realization, Product Financing, Islamic Banking
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