Institusion
Politeknik Negeri Bali
Author
Yanti, Ni Kadek Surya Herli
Suandi, I Ketut
Suarta, I Made
Subject
Akuntansi
Datestamp
2022-09-13 10:58:23
Abstract :
The purpose of this study is to determine the level of health at PT BPR Bank Daerah Gianyar (Perseroda) from 2019-2021 using the CAMEL method. This study was conducted based on SK DIR BI No.30/12/KEP/DIR/1997 dated 30 April 1997 concerning Procedures for Assessing the Health Level of BPR. The factors studied include factors of Capital, Asset Quality, Management, Earning Ability, and Liquidity. The type of data used in this study is quantitative data, which consists of statements of financial position, income statements, and reports on the quality of earning assets, as well as qualitative data in the form of management assessment results. Sources of data used are primary data and secondary data with data collection techniques using questionnaires and documentation. Technical analysis used in this research is descriptive quantitative. The results showed that the health level of PT BPR Bank Daerah Gianyar (Perseroda) during 2019-2021 had a healthy predicate. However, the level of health in this company has decreased every year. Suggestions that can be given to this company is should be able to control the management of productive assets and provide reserve funds to improve the quality of company health.