Abstract :
This study aims to determine and analyze the influence of third party funds, non-performing financing, operational costs, and murabaha financing to murabahah margin income at Islamic Commercial Banks in Indonesia.
This study uses a causal (causal) research strategy with a quantitative approach. The population in this study is all Sharia Commercial Banks using financial statement data. The sample used was 11 Sharia Commercial Banks in Indonesia which were used as research samples.
Based on the results and discussion shows that third party funds have a significant effect on murabahah margin income, Non performing financing does not have a significant effect on murabahah margin income, operational costs have a significant effect on murabahah margin income, and murabahah financing has a significant effect on murabahah margin income at Islamic Commercial Banks in Indonesia.
Keywords: Third Party Funds, Non Performing Financing, Operational Costs, Murabahah Financing, Murabahah Margin Revenues