Abstract :
ABSTRAK
Penelitian ini bertujuan untuk menguji pengaruh inflasi, BI Rate dan nilai
tukar rupiah terhadap dana pihak ketiga PT Bank Central Asia Tbk dan PT Bank
BCA Syariah pada periode 2010-2017.
Penelitian ini menggunakan strategi kausalitas dengan metode regresi linear
berganda yang diolah dengan menggunakan program aplikasi IBM SPSS
Versi 21. Cakupan waktu penelitian bersifat deret waktu (time series) dengan
jumlah sampel sebanyak 32 sampel. Data penelitian yang digunakan berupa data
sekunder dari Laporan keuangan triwulan PT Bank Central Asia Tbk dan PT Bank
BCA Syariah.
Hasil penelitian menunjukan bahwa inflasi tidak berpengaruh signifikan
terhadap dana pihak ketiga PT Bank Central Asia Tbk maupun PT Bank BCA
Syariah. BI rate berpengaruh negatif signifikan terhadap dana pihak ketiga PT
Bank Central Asia Tbk dan PT Bank BCA Syariah. Nilai Tukar secara parsial
berpengaruh positif signifikan terhadap dana pihak ketiga PT Bank Central Asia
Tbk dan PT Bank BCA Syariah. Inflasi, BI Rate dan Nilai Tukar Rupiah secara
simultan berpengaruh signifikan terhadap dana pihak ketiga PT Bank Central Asia
Tbk dan PT Bank BCA Syariah tahun 2010-2017.
Kata Kunci : Inflasi, BI Rate, Nilai Tukar dan Dana Pihak Ketiga
ABSTRACT
This study aims to examine the effect of inflation, BI Rate and rupiah
exchange rate to the third party funds of PT Bank Central Asia Tbk dan PT Bank
BCA Syariah on 2010-2017 periods.
This research uses causal strategy with multiple linear regression method
and processed using IBM SPSS Version 21 application program. The time range
of this research is time series with 32 samples. The data used in this research are
secondary data. Data was collected from quarterly financial reports of PT Bank
Central Asia Tbk and PT Bank BCA Syariah.
The results of the research are inflation has no significant effect to the third
party funds of PT Bank Central Asia Tbk and has negative effect but not significant
to the third party funds of PT Bank BCA Syariah. BI Rate has significantly
negative effect to the third party funds of PT Bank Central Asia Tbk and PT Bank
BCA Syariah. Rupiah exchange rate has significantly positive effect to the third
party funds of PT Bank Central Asia Tbk and PT Bank BCA Syariah.Inflation, BI
Rate and Rupiah exchange rate simultaneously has significant to the third party
funds of PT Bank Central Asia Tbk and PT Bank BCA Syariah on 2010-2017
periods.
Key Words : Inflation, BI Rate, Rupiah Exchange Rate and Third Party
Funds