Abstract :
ABSTRAK
Penelitian ini bertujuan untuk mengetahui Pengaruh Inflasi, Suku Bunga,
dan Produk Domestik Bruto Terhadap Deposito Mudharabah Melalui
Profitabilitas Sebagai Variabel Intervening (Studi Empiris Pada Bank Umum
Syariah Yang Terdaftar Di Bank Indonesia Periode 2013-2017).
Penelitian ini menggunakan jenis penelitian deskriptif dengan pendekatan
kuantitatif, yang diukur dengan menggunakan sofware SPSS 24 (Statiscal
Product and Service Solutions). Model Pengujian hipotesis dalam penelitian ini
adalah path analysis. Populasi dalam penelitian yakni 13 Bank Umum Syariah
sedangkan sampel dalam penelitian menggunakan 11 Bank Umum Syariah yang
terdaftar di Bank Indonesia yang ditentukan dengan teknik purposive sampling.
Teknik analisis data menggunakan statistik deskriptif, uji asumsi klasik dan
analisis jalur.
Hasil penelitian menyimpulkan bahwa (1) Inflasi tidak berpengaruh
terhadap profitabilitas, (2) Suku bunga tidak berpengaruh terhadap profitabilitas,
(3) Produk domestik bruto tidak berpengaruh terhadap profitabilitas, (4) Inflasi
berpengaruh terhadap deposito mudharabah melalui profitabilitas, (5) Suku bunga
berpengaruh terhadap deposito mudharabah melalui profitabilitas, (6) Produk
domestik bruto berpengaruh terhadap deposito mudharabah melaui profitabilitas.
Kata Kunci : Inflasi, Suku Bunga, Produk Domestik Bruto,
Profitabilitas, Deposito Mudharabah
ABSTRAK
This study aims to determine the Influence of Inflation, Interest Rates,
and Gross Domestic Product on Mudharabah Deposits Through Profitability as
Intervening Variables (Empirical Study on Islamic Commercial Banks Registered
at Bank Indonesia for the 2013-2017 Period).
This research uses descriptive research with a quantitative approach,
which is measured using SPSS 24 (Statiscal Product and Service Solutions)
software. Model Testing the hypothesis in this study is path analysis. The
population in the study were 13 Islamic Commercial Banks while the sample in
the study used 11 Islamic Commercial Banks registered at Bank Indonesia
determined by purposive sampling technique. Data analysis techniques used
descriptive statistics, classical assumption tests and path analysis.
The results concluded that (1) inflation had no effect on profitability, (2)
interest rates had no effect on profitability, (3) gross domestic product had no
effect on profitability, (4) inflation affected mudaraba deposits through
profitability, (5) interest rates affect mudharabah deposits through profitability, (6)
Gross domestic product affects mudharabah deposits through profitability.
Kata Kunci : Inflasi, Suku Bunga, Produk Domestik Bruto,
Profitabilitas, Deposito Mudharabah.