Abstract :
The purpose of this study is to determine the financial risk, and also determine the level of financial risk at PT. Pegadaian (Persero). The data analysis technique used in this research is descriptive analysis. The data collection technique in this study is the documentation method in the form of a company's financial statements. Based on the results of research from 2014-2018 with a financial risk analysis the highest LDR (Loan to Deposit Ratio) value is 171,4% in 2017 and NPL (Non Performing Loan) from 2014-2018 ranges between the range of 2,3% to 0,9%. It can be concluded that the level of NPL financial risk at PT. Pegadaian is already good, because the company has identified, measured, monitored and controlled the handling of risks so as to get fairly healthy results.