PENGARUH KREDIT USAHA RAKYAT TERHADAP PENDAPATAN UMKM DI KABUPATEN LUWU UTARA
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Institusion
Universitas Muhammadiyah Palopo
Author
Azizah, Nur
Subject
Z665 Library Science. Information Science
Datestamp
2023-05-11 06:32:06
Abstract :
ABSTRACT The purpose of this study was to determine the effect of People's Business Credit on the Income of Micro, Small and Medium Enterprises in Masamba District, North Luwu Regency. The approach used is a quantitative approach with descriptive research type with primary and secondary data sources, while the data collection instrument uses a questionnaire, while the data analysis technique uses multiple regression analysis with the number of respondents 109 Micro, Small and Medium Enterprises (MSMEs), an analytical tool to process data. using SPSS 21.0 and Microsoft Exel 2010. Based on the results of the study showed People's Business Credit (KUR) had a positive effect on Micro, Small and Medium Enterprises (UMKM) in Masamba District, North Luwu Regency, this can be seen from the magnitude of the coefficient value of the variable. Keywords: KUR, MSME Income ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh Kredit Usaha Rakyat terhadap Pendapatan UMKM di Kabupaten Luwu Utara. Variabel bebas dalam penelitian ini adalah Kredit Usaha Rakyat, sedangkan variabel terikat yaitu Pendapatan UMKM. Metode yang digunakan pada penelitian ini adalah regresi linear sederhana. Hasil penelitian menunjukan diketahui nilai t hitung sebesar sebesar 4,105 dan nilai probabilitas (sig t) sebesar 0.000 . Karena nilai t hitung 4,105 > t tabel 1.664 dan probabilitas (sig t) 0.000 < 0.05 maka dapat disimpulkan Kredit Usaha Rakyat berpengaruh positif dan signifikan terhadap Pendapatan UMKM di Kabupaten Luwu Utara. Kata Kunci : KUR, Pendapatan UMKM
ABSTRACT The purpose of this study was to determine the effect of People's Business Credit on the Income of Micro, Small and Medium Enterprises in Masamba District, North Luwu Regency. The approach used is a quantitative approach with descriptive research type with primary and secondary data sources, while the data collection instrument uses a questionnaire, while the data analysis technique uses multiple regression analysis with the number of respondents 109 Micro, Small and Medium Enterprises (MSMEs), an analytical tool to process data. using SPSS 21.0 and Microsoft Exel 2010. Based on the results of the study showed People's Business Credit (KUR) had a positive effect on Micro, Small and Medium Enterprises (UMKM) in Masamba District, North Luwu Regency, this can be seen from the magnitude of the coefficient value of the variable. Keywords: KUR, MSME Income ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh Kredit Usaha Rakyat terhadap Pendapatan UMKM di Kabupaten Luwu Utara. Variabel bebas dalam penelitian ini adalah Kredit Usaha Rakyat, sedangkan variabel terikat yaitu Pendapatan UMKM. Metode yang digunakan pada penelitian ini adalah regresi linear sederhana. Hasil penelitian menunjukan diketahui nilai t hitung sebesar sebesar 4,105 dan nilai probabilitas (sig t) sebesar 0.000 . Karena nilai t hitung 4,105 > t tabel 1.664 dan probabilitas (sig t) 0.000 < 0.05 maka dapat disimpulkan Kredit Usaha Rakyat berpengaruh positif dan signifikan terhadap Pendapatan UMKM di Kabupaten Luwu Utara. Kata Kunci : KUR, Pendapatan UMKM
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