Analisis Pengaruh Kredit Macet Terhadap Sisa Hasil Usaha Anggota Pada KSP Kopdit Solidaritas Santa Maria Assumpta Kecamatan Oebobo Kota Kupang
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Institusion
Universitas Katolik Widya Mandira Kupang
Author
MOSA, Yohanes Eudes
Subject
HB Economic Theory
Datestamp
2022-12-09 06:04:38
Abstract :
The aims of this research are: 1) to know the variables ofunbalance credit, inhibitate credit, have positive and significant impact on The remnant member's business results on KSP kopdit solidarity of santa Maria Assumpta partially. 2) to now the variables of unbalance credit.inhibitate credit, have positive and significant effect on the remnant member's business result on KSP cooperative solidarity santa Maria Assumpta simultaneously. This research used quantitative data that was in form of numbers in the valid data, various mathematical operations can be used on quantitative data. The source used the secondary data that was obtained from records of books.magazines in form of financial statements, publications, with a significant level of 5%,there were 24 samples in this research was processed by the eviews 10 application thst analyzed with inferential statistics consisting 1) classical Assumptioons test,namel normallyty test, multi collinearity test, heteroscedasticity test, and autocorrelation test, 2) regression analysis consisting of multiple regression analysis, 3) hypothesis testconsisting of t test, f test and the coefficient of determination (R2 ). The results of the research were obtained: unbalance credit, inhibitate credit,that partially delivered positive and significant impact on the remnant members business results on KSP cooperative Solidarity Santa Maria Assumpta and simultaneously delivered positeve and Signiticant impact on the remnant members business results on KSP cooperative Solidarity Santa Maria Assumpta with the results of the coefficient of determination(R2) 0.906726 or 90.67%, while the remaining 9.33% is explained by other variables not included in this research. This research is recommended for the committee to maintain and to coordinate the unbalance credit, inhibitate credit towards the customers to resolve or pay the overdue credit on time.
The aims of this research are: 1) to know the variables ofunbalance credit, inhibitate credit, have positive and significant impact on The remnant member's business results on KSP kopdit solidarity of santa Maria Assumpta partially. 2) to now the variables of unbalance credit.inhibitate credit, have positive and significant effect on the remnant member's business result on KSP cooperative solidarity santa Maria Assumpta simultaneously. This research used quantitative data that was in form of numbers in the valid data, various mathematical operations can be used on quantitative data. The source used the secondary data that was obtained from records of books.magazines in form of financial statements, publications, with a significant level of 5%,there were 24 samples in this research was processed by the eviews 10 application thst analyzed with inferential statistics consisting 1) classical Assumptioons test,namel normallyty test, multi collinearity test, heteroscedasticity test, and autocorrelation test, 2) regression analysis consisting of multiple regression analysis, 3) hypothesis testconsisting of t test, f test and the coefficient of determination (R2 ). The results of the research were obtained: unbalance credit, inhibitate credit,that partially delivered positive and significant impact on the remnant members business results on KSP cooperative Solidarity Santa Maria Assumpta and simultaneously delivered positeve and Signiticant impact on the remnant members business results on KSP cooperative Solidarity Santa Maria Assumpta with the results of the coefficient of determination(R2) 0.906726 or 90.67%, while the remaining 9.33% is explained by other variables not included in this research. This research is recommended for the committee to maintain and to coordinate the unbalance credit, inhibitate credit towards the customers to resolve or pay the overdue credit on time.
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