Analisis Perilaku Keuangan Generasi Z Pada Mahasiswa UPN Veteran Jakarta Di Masa Pandemi
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Institusion
Universitas Pembangunan Nasional Veteran Jakarta
Author
Syifa Nur Aini, .
Subject
HB Economic Theory
Datestamp
2022-05-19 07:29:56
Abstract :
This quantitative study aims to see how digital wallets, locus of control, and lifestyle affect the financial behavior of Generation Z among UPN Veteran Jakarta students. A non-probability sampling method with a quota strategy was used to select the sample, and 210 respondents were selected from all faculties. Data was collected through the use of Google Forms to distribute questionnaires. Smart PLS 3.3.3 program is used and a significance of 0.05 to test data analysis, test validity and reliability, and test hypotheses. The results obtained are (1) the use of digital wallets has a positive and significant effect on financial behavior, (2) locus of control has a positive and significant effect on financial behavior, and (3) lifestyle has a positive and significant effect on financial behavior.
This quantitative study aims to see how digital wallets, locus of control, and lifestyle affect the financial behavior of Generation Z among UPN Veteran Jakarta students. A non-probability sampling method with a quota strategy was used to select the sample, and 210 respondents were selected from all faculties. Data was collected through the use of Google Forms to distribute questionnaires. Smart PLS 3.3.3 program is used and a significance of 0.05 to test data analysis, test validity and reliability, and test hypotheses. The results obtained are (1) the use of digital wallets has a positive and significant effect on financial behavior, (2) locus of control has a positive and significant effect on financial behavior, and (3) lifestyle has a positive and significant effect on financial behavior.
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